:root{
  --bg: #10b8eb;
  --text: #053047;
  --white: #ffffff;

  --btnPrimaryA: #ff8a00;
  --btnPrimaryB: #ff3d81;

  --btnSecondaryA: #22c55e;
  --btnSecondaryB: #16a34a;

  --card: rgba(255,255,255,0.92);
  --cardSoft: rgba(255,255,255,0.78);
  --shadow: 0 18px 45px rgba(0,0,0,0.18);
  --shadowBtn: 0 10px 25px rgba(0,0,0,0.25);
  --radius: 22px;
  --max: 1100px;
}

* { box-sizing: border-box; }
html, body { height: 100%; margin: 0; font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; color: var(--text); }
body { background: var(--bg); }

a { color: inherit; }
.skip-link{
  position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;
}
.skip-link:focus{
  left: 16px; top: 16px; width: auto; height:auto; padding: 10px 12px;
  background: #000; color:#fff; border-radius: 10px; z-index: 9999;
}

header{ padding: 18px 16px; }
.topbar{
  max-width: var(--max);
  margin: 0 auto;
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 12px;
}

main{ padding: 0 16px 56px; }

.wrap{
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  gap: 18px;
}

.hero{
  background: linear-gradient(180deg, rgba(255,255,255,0.30), rgba(255,255,255,0.15));
  border: 1px solid rgba(255,255,255,0.28);
  border-radius: var(--radius);
  padding: 26px 18px;
  box-shadow: var(--shadow);
  backdrop-filter: blur(10px);
}

.hero-grid{
  display:grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 18px;
  align-items: center;
}

.logo{
  max-width: 340px;
  width: 100%;
  height: auto;
  display:block;
}

.headline{
  margin: 10px 0 8px;
  font-size: clamp(1.65rem, 3.6vw, 2.6rem);
  line-height: 1.12;
  letter-spacing: -0.02em;
  color: #032a3d;
}

.subhead{
  margin: 0 0 18px;
  font-size: clamp(1.02rem, 1.4vw, 1.15rem);
  line-height: 1.45;
  color: rgba(3,42,61,0.85);
  max-width: 60ch;
}

.cta-row{
  display:flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 6px;
}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  text-decoration:none;
  font-size: 1.08rem;
  font-weight: 800;
  padding: 14px 22px;
  border-radius: 999px;
  box-shadow: var(--shadowBtn);
  transition: transform .15s ease, box-shadow .15s ease;
  border: 0;
  white-space: nowrap;
}
.btn:hover{ transform: translateY(-2px); box-shadow: 0 14px 30px rgba(0,0,0,0.30); }
.btn:active{ transform: translateY(0); box-shadow: 0 8px 18px rgba(0,0,0,0.22); }

.btn-primary{
  background: linear-gradient(135deg, var(--btnPrimaryA), var(--btnPrimaryB));
  color: var(--white);
}
.btn-secondary{
  background: linear-gradient(135deg, var(--btnSecondaryA), var(--btnSecondaryB));
  color: var(--white);
}

.micro{
  margin-top: 10px;
  font-size: 0.95rem;
  color: rgba(3,42,61,0.8);
}

.cards{
  display:grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 14px;
}

.card{
  grid-column: span 6;
  background: var(--card);
  border: 1px solid rgba(255,255,255,0.55);
  border-radius: var(--radius);
  padding: 18px 16px;
  box-shadow: 0 10px 28px rgba(0,0,0,0.12);
}

.card h2{
  margin: 0 0 8px;
  font-size: 1.2rem;
  letter-spacing: -0.01em;
  color: #032a3d;
}

.list{
  margin: 0;
  padding-left: 18px;
  color: rgba(3,42,61,0.88);
  line-height: 1.55;
}

.steps{
  display:grid;
  grid-template-columns: repeat(12, 1fr);
  gap: 14px;
}

.step{
  grid-column: span 6;
  background: var(--cardSoft);
  border: 1px solid rgba(255,255,255,0.55);
  border-radius: var(--radius);
  padding: 16px;
  box-shadow: 0 10px 22px rgba(0,0,0,0.10);
}

.step-num{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width: 34px;
  height: 34px;
  border-radius: 999px;
  font-weight: 900;
  color: #032a3d;
  background: rgba(255,255,255,0.85);
  border: 1px solid rgba(0,0,0,0.06);
  margin-bottom: 10px;
}

.step h3{ margin: 0 0 6px; font-size: 1.1rem; }
.step p{ margin: 0; line-height: 1.55; color: rgba(3,42,61,0.88); }

.faq{
  background: rgba(255,255,255,0.85);
  border: 1px solid rgba(255,255,255,0.55);
  border-radius: var(--radius);
  padding: 18px 16px;
  box-shadow: 0 10px 24px rgba(0,0,0,0.10);
}

details{ border-top: 1px solid rgba(3,42,61,0.12); padding: 10px 0; }
details:first-of-type{ border-top: 0; padding-top: 0; }
summary{ cursor: pointer; font-weight: 800; color: #032a3d; outline: none; }
details p{ margin: 8px 0 0; line-height: 1.55; color: rgba(3,42,61,0.88); }

footer{
  max-width: var(--max);
  margin: 0 auto;
  padding: 14px 16px 30px;
  color: rgba(255,255,255,0.9);
}
.footer-card{
  background: rgba(0,0,0,0.12);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: var(--radius);
  padding: 14px 16px;
  display:flex;
  flex-direction: column;
  text-align: center;
  gap: 12px;
  align-items: center;
  justify-content: center;
  backdrop-filter: blur(8px);
}
.muted-link{
  color: rgba(255,255,255,0.95);
  text-decoration: underline;
  text-underline-offset: 2px;
}

@media (max-width: 860px){
  .hero-grid{ grid-template-columns: 1fr; }
  .card{ grid-column: span 12; }
  .step{ grid-column: span 12; }
  .logo{ max-width: 300px; margin: 0 auto; }
}